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Why Choose Xiippy?

We are unique in a number of ways...
Xiippy Competitors
Low Merchant Fees
Data, Insights and Dashboards
Next-gen zero-knowledge dashboard for marketing and rewards
360-degree views and business intelligence
No-data-entry customer relationship management for every paying customer
Separate franchisee and franchisor dashboards
Sales Data, IP Protection and Privacy By Design
End-to-end encryption and IP protection
Itemized sales data protection
Smart Receipts For All Cards from All Issuers
End-to-end encryption and privacy preservation
No-app no-action seamless real-time transfer of smart receipts directly to customers
Smart receipts for ALL cards from ALL banks and card issuers
On-the-spot no-app smart receipts for cash payments or non card holders
Loyalty and Rewards
Zero knowledge and privacy preservation
Empower existing loyalty systems seamlessly with elimination of loyalty cards, sign-up hassles and including 99.9% of customers as loyalty members
Out-of-box next-gen rule-based and point-based rewards system, singular or joint with other vendors
Franchise-friendly multi-party funds settlement and distribution
Multi-channel terminal and non-terminal EFTPOS payments
Integration, SDKs and Anonymous Customer Identification
Identify customers to POS and loyalty systems via payments in a privacy-preserving anonymous fashion
Easy to use SDKs for multiple stacks


Xiippy is the first and only payments provider in the world that transfers data as part of payments between merchants and payers with end-to-end encryption, creating a private data pathway between merchants and their customers via payments without exchange of contact details (with smart receipts, rewards, product recalls, catalogs, COVID test notifications being examples of inclusions), resolving all adoption barriers against data-rich payments and digital receipts that others haven't addressed (i.e. retailer avoidance to share sales data and consumer privacy).

No Sales Data Shared

As a retailer, you will not be sharing your itemized sales data with any party, not even with Xiippy.

No Purchase History Shared

As a consumer, your private purchase history remains only available to you, not even to Xiippy.

Benefits to Data Owners Only

We use privacy-preserving edge computing and federated machine learning to make all the befits of your data available to you without actually having access to the data! A world’s first and only, backed by multiple patents.

How Xiippy works...

Xiippy works in three simple steps...

Shop from a Xiippy-enabled retail outlet, in-store or online. Such merchants can receive the benefits without POS integration hassles!

Pay with one of Xiippy's multi-channel payment methods using your cards or phone. Via our terminals, we support all cards from all issuers as well as no-terminal payment options (e.g. QR code + ApplePay/GooglePay)

Depending on your preferred payment option, receive privacy-preserving end-to-end-encrypted tax invoices, receipts and your rewards delivered directly to you or your card without requiring the download of an app, without providing personal details on the counter and without sharing receipts and purchase history with any parties

Contact US

APAC Office

Level 2, 990 Whitehorse Road
Box Hill VIC 3128, Australia
Phone: +61 3 9942 6929

EU Office

Arthur-Scheunert-Allee 83
14558 Nuthetal, Germany

Email Us

Or alternatively, reach out to Contact[at sign]